READ THE FULL GRAPHIC VERSION Some firms play chicken on expenses Ask a business manager how each year’s operating budget is set. Chances are they will tell you that it is based on the revenue forecast: “We help the finance staff forecast next year’s revenue – and then they tell us how much we get … Read more
READ THE FULL GRAPHIC VERSION Iceland’s experience in the 2008 crash offers lessons for leaders today, says Svein Harald Øygard In the early 2000s, the growth of Icelandic banks looked like an astounding success. For proponents of a free market and a small state, Iceland was the dream banking location. The market was open. EU/EEA … Read more
READ THE FULL GRAPHIC VERSION Profits aren’t the priority for emerging leaders. They will deliver better returns as a result, writes Adam Kingl In August 2019, Business Roundtable, an association of chief executives of leading US companies, issued a statement on the purpose of a corporation. Signed by 181 chief executives, including those of Apple … Read more
READ THE FULL GRAPHIC VERSION The new local and community economy has the potential to transform how business is financed, writes Nils Elmark Since Apple launched its Macintosh computer during the third quarter of the 1984 Super Bowl, the volume of the annual trade of goods around the globe has grown from $2 trillion to … Read more
READ THE FULL GRAPHIC VERSION The Walt Disney Company is backing bricks and mortar over digital There’s an old expression that goes something like this: “You can tell what a company’s strategy is by where it puts its money.” I was reminded of this on a recent family vacation to Walt Disney World in Orlando, … Read more
READ THE FULL GRAPHIC VERSION Phil Young learns what happens when FP&A go beyond the numbers The apocalyptic effect artificial intelligence will have on financial planning and analysis (FP&A) jobs presents as a foregone conclusion. But it isn’t. In my previous column (Dialogue, Q2 2019, page 53), I showed how FP&A professionals can confront the … Read more
READ THE FULL GRAPHIC VERSION New research from Joe Perfetti reveals how fast companies keep pace Speed. It is perhaps the most potent advantage a company can have in a complex, ever-changing world. Change is no longer linear and predictable, but exponential and volatile. That means that speed can be a matter of survival … Read more
READ THE FULL GRAPHIC VERSION Brand equity is an imprecise moniker for a valuable thing, writes Phil Young I was partly amused. But I was mostly confused. The first time I heard the term ‘brand equity,’ my immediate reaction was one familiar to finance guys: “There go those marketing people again – throwing around … Read more
READ THE FULL GRAPHIC VERSION The booming market in online money transfers has changed the financial sector, but how can businesses build consumer trust? Helen Scott reports More than US$5 trillion in foreign exchange payments is traded every single day around the world. Yet for many consumers, sending money abroad remains laborious, costly – and … Read more
A fast-changing business environment demands speed and agility from executives. Dean Retief explains how Nedbank shifted gear [button type=”large” color=”black” rounded=”1″ link=”https://issuu.com/revistabibliodiversidad/docs/full_book_dialogue_q32019_569cc21c970cbd/54″ ]READ THE FULL GRAPHIC VERSION[/button] Like many banks, in 2015 Nedbank faced a combination of circumstances that were reshaping the business environment. Increasing regulation, competition and changing customer expectations were combining with a … Read more